- financing
Your job is your credit. Not your credit score.
In-house financing built for real life. No bank approval to wait on, no credit score requirement — just honest terms based on what you actually earn.
Down Payment Starts At
$ 1000 / down
★★★★★
4.9 rating · based on 38 verified Google reviews
- In-House, Not a Bank
We finance every vehicle ourselves.
That means no third-party bank to reject you, no waiting days for an outside answer. Our team reviews your income directly and gets you a decision the same visit.
✓ Last 3 pay stubs — or 3 months of bank statements if self-employed
✓ A valid ID or driver's license
✓ Proof of address from the last 30 days
✓ Full coverage insurance, required by law
- How Financing Works
Three steps to your next car
No hidden hoops. Here's exactly what happens from walk-in to drive-out.
1
Bring your documents
Your last 3 pay stubs — or 3 months of bank statements if you're self-employed — plus a valid ID and proof of address.
2
Pick your ride
Browse our inspected, warrantied inventory of Fords, Chevys, Dodges, and Mazdas, and take your favorite for a spin.
3
Drive away today
Put down as little as $1,000 depending on the vehicle, sign, and head home in your new-to-you car.
- Why Buy Here
Built around drivers, not credit scores
Here's how we make getting into a reliable car simple.
Quality Guaranteed
Every vehicle is inspected and comes with a warranty — no surprises after you drive off.
Flexible Financing
Your job and income are your credit. Down payments start around $1,000, depending on the unit.
Test Drive First
Get behind the wheel before you decide. We want you confident in your choice.
Fast Pre-Screening
A simple, quick approval process so you're not waiting around to get on the road.
⚙ Synced live from Frazer DMS inventory feed
- Why Buy Here
Built around drivers, not credit scores
Here's how we make getting into a reliable car simple.
Sedans
Reliable daily drivers
SUVs
Room for the whole family
Trucks
Built for work and towing
Coupes
A little something for fun
- common questions
Financing, answered
Do I need good credit?
No. There's no credit score requirement — approval is based on your income and documentation.
What if I'm self-employed?
No. There's no credit score requirement — approval is based on your income and documentation.
How much is the down payment?
Down payments start at around $1,000, depending on the vehicle you choose.
See what you qualify for - no credit check to apply.
Takes about 2 minutes. We'll call you back the same day.